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Disability insurance is a type of insurance that provides financial protection to individuals who become unable to work due to a disability. A disability can be caused by an injury, illness, or accident. Disability insurance is designed to help cover a portion of your income if you are unable to work due to a covered disability.
Disability insurance is important because it provides a safety net for individuals who are unable to work due to a disability. Without disability insurance, you may be left without a source of income, which can make it difficult to pay bills and maintain your quality of life. Disability insurance helps to ensure that you and your family are protected in the event that you become disabled.
Disability insurance typically covers a portion of your income if you become disabled and are unable to work. The amount of coverage that you receive will depend on your policy and your specific needs. Disability insurance may also provide coverage for medical expenses related to your disability, as well as rehabilitation and other related expenses.